YES. The landlord isn’t able to insure your personal property through their property insurance policy. The responsibility of insuring your personal property, anything that you bring into the home, is yours.

Yes. On Guam, landlords normally ask for a security deposit equal to one month’s rent. This is refundable in 30 days (3 days if your military) provided there are no damages caused by you that require repair.

It depends on your lease. Read it carefully before signing.

First, make sure to keep a record of all your requests for repairs. If, after one or two attempts, no action has been taken in a reasonable time, make the request in writing and consult with an attorney for advice.

This is a personal choice. If you’re sure, based on what you’ve seen, that this is the place for you, consider signing a 2 or 3 year lease, particularly if market conditions suggest the rent could increase in the near future. If you’re not so concerned about that, a year lease is the minimum term most landlords require on Guam.

That depends on the terms of your agreement. If there’s nothing specified, the owner may increase the rent to reflect the current market price, or more.

It's your responsibility to pay the rent, so it’s important that you have some proof of payment. This can be in the form of a cancelled check, bank deposit receipt, etc. Always leave a paper trail you can refer to down the road when you need it. You can always ask your landlord for a receipt.

Not without court order. Otherwise, taking your property without permission is considered theft.

In some cases, there may be a clause in the agreement releasing you from responsibility in the even you leave Guam for certain reasons. This is generally reserved for the military, but can be applicable to everyone. The best thing to do is discuss potential early termination with your landlord and try to come to some kind of agreement with them.

Yes, if both you and the owner agree, the contract can continue under the same terms, and you don’t have to sign another lease. In most cases, a “holding over” clause is in rental contracts on Guam.

A deposit is there to cover any money you still owe your landlord, and to cover the cost of damages causes by you that need repair before another tenant can move in.